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Multi-Institutional Card Management System (MCMS)
Centralized and cost-effective solution to credit card management from
Banksoft
Banksoft provides economic solutions for the member banks by establishing
credit card and member business management process between the banks within its
body and the Multi-Institutional Card Management System.
MCMS ensures creation
of a central management including all stages in credit card process. Thus, it
providers a common package to the member banks that contains the same product
range.
MCMS enables
financial institutions to have PIN enabled EMV cards compliance with
Visa and Mastercard standards. Besides, the system offers award programs
and installments to the cardholders.
Multi-Institutional
Card Management System provides the following advantages for its customers with
its parametric structure and flexible solutions;
 Decreasing infrastructure costs
Decreasing operational costs
Declining project timings with
standard and modular structures
Allowing creation of a common and
strong brand since it hosts installment and EMV infrastructure within its body
With inter-bank agreement
infrastructure, allowing the banks to settle accounts through their mutual
transactions
Co-branded MCMS cards perform as a
credit cards on non-member terminals
Basic Features
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A common card brand using EMV infrastructure
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Card and customer follow up on member bank basis
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Profitability analysis on member bank basis
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Inter-bank account settling infrastructure
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Supply of POS terminals by the Management Center
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Member business agreement follow up and entry by the Management Center
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Card acceptance by all member bank terminals
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Reconcilement reports required for clearance between the member banks and
management center
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Integration with the member banks
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Detailed reporting opportunities with wide criteria option on bank basis
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Sharing of installment and award programs among member banks
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Standard credit card in other bank terminals
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