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Latest News & Events

  • Fund transfer from card to card has been performed by Banksoft (26/12/2014)
    As a first in Turkey, Banksoft accomplished fund transfer from card to card from an ATM source in compliance with domestic rules. Certifications were completed as of December 25th, 2014. The transition to the production environment will be provided in mid-January.

    With this new function, Ziraatbank’s credit card, debit card or prepaid card holders will now be able to transfer money from their cards to either Ziraatbank cards or other domestic debit cards. Transferred money will also be instantly available.
  • The Host Card Emulation (HCE) Proof of Concept (PoC) Project is successfully completed (18/12/2014)
    HCE (Host Card Emulation) is an infrastructure that enables EMV-based transactions via a software application without the need for a chip-based secure element in mobile devices. Android operating system’s 4.4 (Kit Kat) and upper versions support the HCE.

    The performed project was a Proof of Concept (PoC) project and the aim was to see that by taking HCE specifications determined by VISA as a base “online” payWave mobile payment transactions are made successfully in the production environment. The project was performed in cooperation with Interbank Card Center (BKM) and Ziraatbank. Using HCE cards transactions were performed successfully both on Ziraatbank POS terminas and other domestic bank terminals.

    Within the context of this project development and installation of the Cloud Based Payment Platform and Mobile Application Platform that will run at BKM were also performed by Banksoft. Moreover, Banksoft developed the mobile application that will run on mobile devices and implemented it as a package solution.
  • “VakıfBank Express Visa” has been launched (07/10/2013)
    Vakıfbank added transportation feature to a new card in Bartın, which enables contactless dual interface Visa credit cards with Mifare emulation be used in Bartın city at transportation. Within the context of this project, Banksoft software experts conducted some practices on the cards with Mifare feature in order to keep the transport remaining balances on these cards and update those balances after read of these cards by validators at busses.

    Under this project, no additional cash filling to the card is required, as long as the card limit is available the transport balances are updated automatically. Vakıfbank started to provide its all customers in Bartın who request a credit card from Vakıfbank with these feature without the need for a separate request.

    In addition, it is performed that this card which comprises all features of a Visa credit card can be used anywhere in the world and it is also possible to earn bonuses by using it.
  • Banksoft participated in Cards & Payments Middle East 2013 as exhibitor (17/05/2013)
    Banksoft participated as an exhibitor within the Turkey Country Showcase Pavilion at Cards & Payments Middle East which was held between 14-15 May, 2013 at the Dubai World Trade Centre, Dubai, UAE.

    Cards & Payments Middle East is the region’s leading marketplace to demonstrate, test and buy the latest and leading cards & payment solutions. There was great interest to Banksoft’s stand at which we demonstrated our innovative solutions.

    Mrs. Figen Aktuna, Group Manager of Chip Card Systems Group at Banksoft made also a presentation titled “TSM – A cost effective powerful system solution for multi-channel NFC” at the M-Commerce conference track of the event.
  • Banksoft sponsored WIMA NFC MONACO (15/04/2013)
    Banksoft participated in the 7th WIMA NFC Monaco Event which took place from 10th to 12th April 2013 at Grimaldi Forum Monaco. WIMA is the worlds leading exhibition and conference exclusively dedicated to the entire NFC ecosystem.

    Banksoft was the WIMA NFC sponsor of the event. There was quite a lot of interest to Banksoft’s booth at which we demonstrated our innovative solutions.

    Mrs. Figen Aktuna, Group Manager of Chip Card Systems Group at Banksoft made a presentation at the conference on Banksoft’s TSM solution. Ms. Muge Unal from BKM also contributed to this presentation.
  • Ziraatbank launched MasterCard MChip Advance (21/12/2012)
    Ziraatbank launched its first own prepaid debit card that offers the technology that can incorporate different applications with the collaboration of Banksoft in December 2012.

    By Mastercard MChip Advance, Ziraatbank will have a wide range of products. Its first product is announced as “Genç Bankkart” that is given to students that use scholarship from Kredi ve Yurtlar Kurumu. This new card provides less branch operation for Ziraatbank and more technology to students. By this card, students can spend not only their scholarship, but also their own money by loading on the card.

    The evolution of Ziraatbank’s debit prepaid cards will continue with other new products.
  • Halkbank launched its own credit card brand “Paraf” (05/12/2012)
    Halkbank launched its first own credit card under the brand name “Paraf” in December 2012 with the collaboration of Banksoft. One of the most important features of the card is providing customers with specific campaigns; thanks to this new feature “Paraf” cardholders feel themselves privileged.“Paraf” credit card offers special services according to customers’ individual choices and needs.

    The new brand “Paraf” breaks grounds in credit card industry with the following campaign opportunities: 
    • Personalized campaigns: Paraf cardholders can determine days of the campaigns and choose desired awards (discount, plus installment, shifting, points) by themselves. 
    • Various product-based discounts are available in all restaurants on Saturdays. 
    • Customers meet their cash needs instantly with interest-free installment cash advance. 
    • Welcome Campaigns: New customers who apply for Paraf benefit from special welcome campaigns.
  • BKM (The Interbank Card Center) Dual Debit Project was successfully implemented (10/10/2012)
    As of 9 October 2012, all domestic debit card transaction flow changed from Single Messaging System to Dual Messaging System. It was a “big bang” migration; Switch Integration System, Debit Card Authorization System, Clearing and Settlement System are changed and upgraded in one night to support new debit card transaction flow.

    Banksoft Switch Integration System Software is currently running at 14 domestic banks, Banksoft Debit Card Authorization System Software at 14 domestic banks and Banksoft Clearing and Settlement System Software at 8 domestic banks, in all. Considering that there are 25 member banks of BKM, we believe that Banksoft’s successful team effort had a very serious effect on the smooth migration of Dual Debit Project in Turkey.
  • Finansbank launched Banksoft Mobile Financial Services (MFS) and Money Send solutions (25/01/2012)
    Finansbank, with the collaboration of Turkcell, brought Mastercard’s new product MFS to life by using Banksoft MFS solution, that is one of the most successful samples of financial mobile applications that emerged as a new trend worldwide. Within the context of the project, Banksoft's Money Send solution is also integrated to the MFS system solution.

    The MFS system solution which is developed by Banksoft and brought into live environment on January, 2012 provides Money Send (From Debit/Credit To Debit/Credit/Unbanked), as well as Mobile Top-up, Bill Payment, Balance Inquiry, Merchant Payment functions by using cellular phones and the cellular phones become the brand-new banking terminals for the customers.
  • Banksoft introduced its state of the art mobile payment applications that use advantages of M/Chip Advance by making a demonstration at Cartes 2011 (18/11/2011)
    M/Chip Advance is adding more business intelligence to the EMV based banking cards by adding the capability to store and access to business data at interoperable and high security standards.

    M/Chip Advance card’s data storage capabilities enable transactions particularly in public transportation and other applications to be performed faster, more secure and integrated with payment processes.

    In Cartes 2011, as a joint venture demonstration of Banksoft and MasterCard, the power of M/Chip Advance was presented by simulating the payments of metro and city bus fares using internationally interoperable M/Chip Advance based pre-paid banking cards. Banksoft introduced visitors of the exhibition the advantages of M/Chip Advance card with a proof of concept demonstration made at MasterCard’s stand.
  • Halkbank’s Prepaid Card Management System was upgraded to MasterCard MChip Advance EMV standards (26/09/2011)
    Mastercard MChip Advance is an important development that will carry EMV compliant cards (Debit, Credit, Prepaid) to a new dimension.

    Banksoft has been pioneering in cooperation with Halkbank and MasterCard in use of this new standard in daily life. This development is deemed the first instance carried out for even more efficient use of debit cards in social life.
  • Fibabanka started to use Banksoft solutions in ATM and Debit Card Management (26/09/2011)
    Fibabanka that has been operating in Turkish banking sector as a subsidiary of Fiba Group preferred to use Banksoft ATM and Debit Card Management System. The system was successfully deployed into live environment last weekend. With the use of this internationally renowned system the bank aims at providing its customers with fast, reliable and high quality ATM and debit card services.
  • Cep-T Para project has been launched by Turkcell (01/06/2011)
    Mobile phones become secure payment channels with the application implemented within the Mobile Financial Services project in cooperation with Turkcell and MasterCard. Mobile phone users can make money transfers from card to card and from card to mobile phone as well as TL loading transactions via their phones. This is possible by loading card alias information in a mobile wallet secured by card PIN.

    Banksoft that aims at serving its customers with effective solutions in card payment systems and proves it by overcoming many challenging projects successfully, again in this project, provided Turkcell with the solution that Turkcell can transmit card passwords to the banks according to the security rules of VISA and MasterCard. Banksoft’s application operaing as an IIS service transmits the incoming encrypted message to the security card that comprises key data of banks and Turkcell. Banksoft software in the security card decrypts the encrypted message and extracts password in the message by using the crypto engine of the card and transmits the password to Turkcell by re-encrypting it under the related bank’s key.

    Within this infrastructure, the bank-based unique-key management is provided; encryption method could be either 3DES or RSA. Moreover, detailed event logging, providing load sharing through NLB and uninterrupted service are also available.
  • Halkbank launched handicapped accessible Bank24 ATMs (13/05/2011)
    The handicapped accessible ATMs project of Halkbank was launched in Mecidiyekoy on May 12th that will provide handicapped indivudaulas to do banking transactions easily and securely. Handicapped accessible Bank24 is one of the first ATMs in the sector that can serve visually or physically impaired Halkbank’s customers and others in 7/24 basis.

    Physically handicapped individuals will be able to carry out all kinds of ATM transactions via handicapped accessible Bank24 ATMs. Visually impaired individuals, on the other hand, will be able to make account balance inquiries and cash withdrawals using their own headphones or the headphones provided by the bank and with a special program that converts text on the active screen into voice. Within the context of this special project, Banksoft gave Halkbank all the necessary support in software development related with ATM Management System.
  • Banksoft participated in first step selling gold from Kuveyt Türk ATMs (12/02/2011)
    Kuveyt Türk has started selling “gold-on-the-go” from automatic teller machines, or ATMs. The bank offers gold deposit accounts, from which customers will be able to withdraw gold coins weighing 1 to 2.5gr via the bank’s ATM terminals across Turkey, or buy gold using cash or a credit card.

    Gold is an important commodity in Turkey, where it is used as an investment or a present at festive events such as weddings and birthdays. The recent “gold from ATMs” service flourished from research that showed people did not want to be bound by time and space constraints when buying gold.

    After a consistent work and close cooperation with Banksoft, the bank started offering gold from the ATMs. The new solution is fully compatible with Banksoft ATM Management System that is being used in Kuveyt Türk since 1997.
  • Credit card and debit card all in one: Banksoft Visa-SimplyOne application at Finansbank (05/12/2010)
    The Visa SimplyOne product developed by Banksoft which combines the credit card and debit card functions on a single card and offers card users the opportunity to meet all their needs with a single card was completed successfully and the pilot implementation of the application was started recently by Finansbank the first time in Turkey.

    All credit and debit card functions at SimplyOne product employ the EMV standards. The SimplyOne solution will provide card users with ease of use by enabling them to conduct both credit card and debit card transactions with a single card at all POSs and ATMs at home and abroad.

    During the transactions at POSs or ATMs, card users will automatically be asked which function (credit card / debit card) they wish to use and they will use the same PIN for both cards. Additional features such as contactless payment, award points winning during shopping with either credit card or debit card, opportunity to use overdraft account, SMS information about award points, outstanding balance and amount of spending are also included in the solution.
  • The cash recycling ATMs are in use at Ziraat Bank first in Turkey (17/11/2010)
    Ziraat Bank has started to serve cash recycling system to cardholders on 16 November 2010. The recycling ATMs are able to make deposited banknotes available again for cash dispensing after a successful validation, therefore can reduce the costs and risks associated with cash replenishment and service. The new solution is fully compatible with Banksoft ATM Management System that is being used in Ziraat Bank since 2002.
  • Banksoft is listed in the Deloitte's Technology Fast50 Turkey survey for the fifth time (26/10/2010)
    The results of the Deloitte Technology Fast50 Turkey 2010 Program were announced on October 25th, 2010. According to the results announced in a ceremony held at Bogazici University Albert Long Hall, Banksoft took place in the list of the fastest growing technology companies for the fifth time. This survey is conducted in many countries around the world by Deloitte and the technology companies are evaluated according to their growth in their net operating revenues in the past 5 years. This survey is being conducted in Turkey since 2006.
  • Banksoft developed the “Sale Plus” product at Kuveyt Turk (08/06/2010)
    The Sale Plus product combines the credit card’s most vital features in one card. Sale Plus product offers card users the opportunity to pay all (onus & not-onus) standard purchases with installments using discount option.

    Cardholders have opportunity to get discount in many places and divide all Onus/Not-onus purchases into desired number of installments anywhere. Sale Plus product is the first credit card that earns gold bonuses. Cardholders gain gold bonuses which can be transferred to customer’s current account and withdrawn as cash money or cardholder can get gold in exchange for earned gold bonuses.

    With this product, bank offers to customers “online discount”, “installment” and “ gold bonus earn” benefits in one credit card, so conscious bank customers make their shopping more comfortable and profitable by using one credit card. Also stores which work with this product win customers and increase their profits.
  • Banksoft held the 3rd annual Card’loji event (31/05/2010)
    Banksoft held its Card’loji 2010 event on May 28, 2010 in The Ritz-Carlton Hotel where it welcomed its valuable customers, employees, partners, suppliers and competitors. Funda Arar was the highlight of the event singing her beautiful songs where the guests enjoyed a pleasant break from the fast pace of the business.
  • Banksoft won two awards in Smartwards 2010 (17/05/2010)
    In Cardist 2010, Banksoft won two awards during the Smartwards award program which was organized first time, this year. Halkbank Bank24 Jet prepaid card application has won "The Smartest Card” prize and Vakıfbank Card Payment Systems project has won "The Most Efficient Outsourcing Project of the Year” prize.
  • Banksoft participated in Cardist 2010 as the co-sponsor of the exhibition (17/05/2010)
    Banksoft participated in the 3rd Cardist Card and Smart Technologies Exhibition & Summit which took place from 12 to 14 May 2010 at Lütfi Kırdar Istanbul International Congress & Exhibition Center (ICEC).

    The exhibition which aims at getting the banking and card payment systems sectors together was successful and enjoyable for Banksoft. There was great interest to Banksoft’s stand at which we demonstrated our innovative solutions. In particular, prepaid and contactless payment solutions, the SimplyOne application which offers debit and credit card on a single card, instant card issuing and payment solution, fraud monitoring, campaign management, merchant application and POS field service tracking systems were shown great interest by sector professionals.

    During the exhibition, opportunity to come together and interview with current and potential customers, business partners and other friends from the sector was obtained. Detailed information about the exhibition and summit can be obtained from
  • The MEGA Card Project was implemented (05/05/2010)
    Banksoft’s RFM based Online Campaign Management System is started to be used in MEGA Shopping Centers in Russia with cooperation of Credit Europe Bank-Russia and IKEA Group.

    The application is the greatest card payment systems loyalty program ever performed in Russia.

    As part of this project, an exclusive POS solution was developed to be used in 4000 stores in 14 MEGA Shopping Malls in 8 cities in Russia.
  • Banksoft sponsors Prepaid Summit: Middle East 2010 (22/02/2010)
    Banksoft will be the brand sponsor of the Prepaid Summit: Middle East 2010, to be held in Dubai, 22-23 March 2010. The two-day summit is expected to attract many leaders from the private and public sectors all over the world. Participants will have the opportunity to network with key representatives from the sector and attend more than 10 specific sessions. Over 100 delegates from banks, retailers, technology providers, consultancy companies and other institutions will attend the summit. With key dedicated sessions on payment solutions, the conference is expected to deliver real insight and market intelligence.

    Mrs. Reyhan Yurtseven, Deputy Genaral Manager and Head of Credit Cards Group in Banksoft will also make a speech at the summit on contactless and prepaid cards solutions in Turkey. Two delegates from Banksoft will attend the summit. Banksoft's delegates aim at gaining insight through case studies, presentations and networking opportunities during the summit.
  • Banksoft became the first Participating Organization member of the PCI Security Standards Council, from Turkey (26/01/2010)
    Banksoft is announced today that it has joined the PCI Security Standards Council as a new participating organization. As a Participating Organization, Banksoft will work with the Council to evolve the PCI Data Security Standard (DSS) and other payment card data protection standards.

    The PCI DSS, endorsed by American Express, Discover Financial Services, JCB International, MasterCard Worldwide and Visa Inc., requires merchants and service providers that store, process or transmit customer payment card data to adhere to information security controls and processes that ensure data integrity. More information on the council and the standard can be found at

    As a Participating Organization, Banksoft will now have access to the latest payment card security standards from the Council, be able to provide feedback on the standards and become part of a growing community that now includes many organizations. In an era of increasingly sophisticated attacks on systems, adhering to the PCI DSS represents an entity’s best protection against data criminals. By joining as a Participating Organization, Banksoft is adding its voice to the process.
  • Banksoft continues to grow abroad (01/12/2009)
    Banca Romaneasca from Romania which is a member of the National Bank of Greece (NBG) Group renewed its card payment systems with Banksoft solutions. After cooperative and dedicated efforts, preparations are completed and the applications were deployed to the live environment on November 30th. It is expected that Banca Romaneasca will continue to grow faster in Romanian market in terms of customer portfolio, total revenue and profit with the support of Banksoft Card Payment Systems solutions.
  • Banksoft is one of the 50 fastest growing technology companies in Turkey (06/11/2009)
    Deloitte announced the results of Fast 50 Turkey-2009 survey in a ceremony held in Four Seasons Hotel Istanbul. This survey is conducted in many countries around the world and the companies are evaluated according to their growth in their net operating revenues in the past 5 years. Banksoft, offering fast and safe payment solutions in the finance industry, made it to the list of the top 50 fastest growing technology companies compiled by Deloitte. Previously, Banksoft also made it to the list in 2006, 2007 and 2008.
  • Vakıfbank also preferred to use the “Banksoft Card Payment Systems Solutions” (15/10/2009)
    As the result of the efforts within the context of the Vakıfbank project which is accepted as one of the largest and most complicated system conversions in the sector, Banksoft Card Payment Systems software solutions were begun to be used in Vakıfbank at the beginning of October, 2009.

    Credit Card, POS, Merchant, Clearing and Settlement, Fraud, Switch, Card Application and Personalization Systems of Vakıfbank, which is one of the biggest and most important banks in Turkey, are now managed by the software developed by Banksoft which produces expert solutions in the card payment systems sector. Vakıfbank is predicted to strenghten its position in the banking sector through Banksoft solutions that are expected to provide high levels of performance, usability, quality and functionality without any limit on capacity.
  • Halkbank launches Europe’s first EMV prepaid contactless debit card with the support of Banksoft solutions (26/08/2009)
    Bank24 Jet debit card offers the technology that can incorporate different applications such as prepaid debit card (with contactless functionality for small amount payments), KGS (Highway Contactless Toll Payment System) application, local access application and public transportation application in one place with Banksoft Prepaid Card Management System. Furthermore, the card profile can be enhanced according to bank needs. Personalization of Bank24 Jet card is performed on Datacard MX6000 card printing machines in Bilesim A.S. which provides operational services to Halkbank with the use of the smart card personalization software that is developed by Banksoft.

    As the first in Europe; this card is different from all card products as it has prepaid contactless card features and it can be provided for a drawing account, thanks to drawing account integration that Banksoft systems offer.
  • Bileşim starts to use Banksoft solutions in card personalization (15/08/2009)
    As the preferred card personalization center of several banks, such as Ziraat Bankası, Halkbank, Kuveyt Türk Participation Bank and Ziraat Bank Bosnia, Bileşim A.Ş. has been the first center in Turkey that use Datacard MX6000 card printing machine for chip card personalization. In this context, with the cooperation of Banksoft and Bileşim, native and global platform cards that include MasterCard PayPass, Visa payWave, KGS, EMV applications are now personalized by Banksoft Chip Card Personalization System.

    As part of the project, personalization works of card products of 11 different types listed below have been successfully completed in only 3 months by Banksoft project team members who are experts in card payment systems.
  • Banksoft held Card’loji 2009 event (01/06/2009)
    Banksoft held its event called Card’Loji 2009 on May 29, 2009 in The Four Seasons Hotel Istanbul at Bosphorus where it welcomed its valuable customers, partners, suppliers and competitors. Enbe Orchestra members were the highlight of the cocktail singing their beautiful songs where the guests enjoyed a pleasant break from the fast pace of the business. The company plans to organize its annual Card’Loji events in the coming years in response to the huge interests from its guests.
  • Banksoft makes it to Deloitte EMEA Technology Fast 500 list (28/11/2008)
    20 companies from Turkey made it to the Deloitte EMEA Technology Fast 500 list. The Fast 50 technology companies of Turkey selected according to the survey conducted by Deloitte, attended the awards ceremony held in London on November 25, 2008. 20 out of these companies were among the fastest growing technology companies of Turkey. Deloitte started the fastest growing technology companies survey in 1995 with the companies in North America first and then started working on Europe, Middle East, Africa and Asia Pacific.

    Banksoft has made it to the Deloitte Fast 50 list in the past three years and also made it to Fast 500 last 2 years. According to the results of 2008 survey, with a growth rate of 749% in the past 5 years, Banksoft is the 230th fastest growing company in Europe-Middle East and Africa (EMEA) region.
  • Advantage-Halkbank Brand Sharing (07/07/2008)
    It is a prudent strategy for the banks that aim growth in credit card usage, to have a propensity for brand sharing and program partnership in line with the strength and investment amounts of the brands. Such a strategy will undoubtedly help them use their buying power for more profitable projects, increase customer loyalty and make savings by consolidating their operation and marketing management related costs.

    This is considered a huge opportunity for a more productive growth of the credit card market. Banksoft enables customers to take advantage of the opportunities offered by a single brand and program. Banksoft successfully completed the integration of Denizbank and TEB Bonus brand sharing, Ziraat Bank integration for the brand ‘Maximum’ and more recently, the sharing of the brand ‘Advantage’ with Tekstilbank. It has also completed the application development and test phases for the integration of Halkbank with Advantage program and started the production phase. Banksoft is also currently working on the integration of Anadolubank credit cards with World brand sharing program.